01
Extensive Knowledge
Planning, markets and organisational finance in one practice — so recommendations do not collide.
Raymond SachsFinance · Investment · Consulting
Raymond SachsFinance · Investment · Consulting
Raymond Sachs began as a simple observation: personal finance advice and business consulting were living in separate rooms, while clients were living in both. Households run companies. Companies fund retirements. Investment policy only works when it respects payroll, tax timing and human behaviour.
We practise independent consulting. That means written scopes, explicit conflicts disclosure, and recommendations that can be implemented with the providers you already trust — or with a shortlist we research on your behalf.
Planning, markets and organisational finance in one practice — so recommendations do not collide.
We name the risks that actually threaten the plan: concentration, leverage, liquidity and behaviour.
You are not passed between anonymous desks. The people in discovery stay in the review.
Policy documents, exception reporting and a review cadence that survives busy calendars.
Markets change. Tax rules evolve. Businesses hire, pause and sell. A plan that cannot be updated is decoration. We invest in research time, scenario libraries and client education so the next decision is faster than the first one.
Our consultants read primary research, challenge each other’s drafts, and write for the person who will have to live with the choice — not for a slide that impresses a room and then dies in a folder.
Partners need a plan that survives uneven draws, lock-ups and the day they stop billing. We connect practice economics with personal investment policy.
Leads portfolio design, manager research and the investment policy process for families and organisations.
Turns savings into income architecture with withdrawal rules clients can keep in ordinary years and hard ones.
Sets the consulting standard: written scopes, conflict clarity and advice that survives a second reading.
Clear planning, disciplined portfolios and practical consulting — so personal and business finances can grow with purpose rather than guesswork.
Send Request